Buying

Buy a home on numbers you can afford

Most buyers start with a price. Start with a payment instead — the monthly number is what you actually live with. Yazan works with buyers across the Inland Empire, Orange County, and Los Angeles, and the first step is always the same: run the numbers at the current rate, then look at homes inside that budget.

How it works

1. Set the budget first

Run your payment at the current rate — 7.18% for a 30-year fixed (Freddie Mac Primary Mortgage Market Survey, November 5, 2026) — not at a rate you hope for.
Lenders commonly look for housing near 28% of gross monthly income and total debts under 36%.
A down payment of 3% (conventional) or 3.5% (FHA, 580+ credit score) is enough to start; VA and USDA allow 0% for eligible buyers.

Build my buying budget

2. Compare areas on real medians

San Bernardino County median listing price: $525,000at $322 per sq ft (Altos Research, November 2, 2026).
Riverside County median listing price: $655,490at $326 per sq ft.
Los Angeles County median: $1,234,025; Orange County median: $1,695,000. The same income reaches a very different home in each county.

How much can I afford?

3. Get preapproved, then look

A lender preapproval is the figure sellers take seriously — it turns a budget into an offer.
Yazan connects you with a lender for a quote on your own credit profile; survey averages assume excellent credit and 20% down, so your quote will vary.
First-time buyers: CalHFA, GSFA Platinum, and other assistance programs can cover part of the down payment — ask what fits you today.

First-time buyer questions

4. Offer with the pace in mind

Riverside County homes took a median of108 days to sell; San Bernardino County124 days (Altos Research, November 2, 2026).
Homes sit longer and price reductions are common, so buyers have room to negotiate — but well-priced homes still sell.
The statewide median was $899,720 in September 2026 (California Association of Realtors), up1.7% from a year earlier.

See the current listing

Start buying

Tell Yazan what you are looking for — budget, area, timeline — and he will reply himself. Or call or text(661) 993-7441.