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Real estate, in plain numbers
Mortgage rates, county medians, down payment help, and what buying or selling actually looks like in the Inland Empire, Orange County, and Los Angeles. Every figure names its source and date — no figure here is presented without one.
Should I buy now or wait for mortgage rates to drop?
Freddie Mac put the 30 year fixed at 7.18 percent on November 5, 2026, and the Mortgage Bankers Association forecasts the 30 year to stay above 7 percent through 2027. How Yazan Khoury frames the buy now or wait choice for his clients.
Are mortgage rates going down in November 2026?
Freddie Mac put the 30 year fixed at 7.18 percent on November 5, 2026, the third weekly decline in a row. What that means for buyers deciding whether to wait.
What is it like buying a home in the Inland Empire in 2026?
Riverside County median $655,490 and San Bernardino County median $525,000 as of November 2, 2026, with homes taking a median of 108 and 124 days to sell.
How much house can I afford in Southern California?
How lenders look at income and debts, and what the county medians in Riverside, San Bernardino, Los Angeles, and Orange counties mean for a budget.
What down payment help can first time buyers get in California in 2026?
FHA, conventional, VA, and USDA low down payment loans, plus CalHFA MyHome, CalHFA Dream For All, and GSFA Platinum assistance programs in 2026.
How should I price my home when selling in a high rate market?
With the 30 year fixed at 7.18 percent and Inland Empire homes taking a median of 108 to 124 days to sell, pricing against recent comparable sales matters more than reach pricing.
Who is Yazan Khoury and what is Pacific Realty Group in Rancho Cucamonga?
Yazan Khoury is a real estate agent, CA DRE #02443333, brokered by eXp Realty of Greater Los Angeles. Pacific Realty Group in Rancho Cucamonga is his supportive office and team, and it has sold over 400 listings so far in 2026. He serves the Inland Empire, Orange County, and Los Angeles.
What does it cost to buy a home in Rancho Cucamonga in 2026?
Rancho Cucamonga is in San Bernardino County, where Altos Research put the median listing price at $525,000 on November 2, 2026, at $322 per square foot with a median of 124 days on market. Yazan Khoury, whose office Pacific Realty Group is in Rancho Cucamonga, explains how he builds a real cost for buyers there.
Run your own numbers
The posts above quote the current rate and the county medians. Put your own income, debts, and down payment into thecalculators, or get a valuation for your home at /home-value.